Terry Selb

November 23, 2023

Beyond the Horizon: A Holistic Approach to Crafting Your Ideal Retirement Plan

The prospect of retirement is both exciting and challenging, representing a significant life transition that requires careful planning. Crafting the best retirement plan involves more than just financial considerations; it requires a holistic approach encompassing lifestyle preferences, health and wellness, and pursuing lifelong passions. This article will explore a well-rounded strategy for planning your retirement […]

November 4, 2023

Who Faces the IRS Audit Spotlight?

Every year, millions of Americans file their tax returns with the Internal Revenue Service (IRS). While most taxpayers aim to accurately report their income and deductions, the fear of an IRS audit looms large for many. Various factors, such as income level, filing status, and the beliefs claimed, determine the likelihood of an IRS audit. […]

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October 26, 2023

What Constitutes a Good Monthly Retirement Income?

Retirement marks a significant life transition. It’s the time when you bid farewell to the daily grind of work and embrace leisure and relaxation. Yet, to truly enjoy your golden years, you need a strong financial foundation, with a key component being a good monthly retirement income. In this article, we’ll explore the elements that […]

October 18, 2023

Who Gets Audited by the IRS the Most?

Tax season is a time of year when many Americans experience anxiety and anticipation. While most people aim to file their taxes honestly and accurately, there is always the underlying fear of an audit by the Internal Revenue Service (IRS). The prospect of an audit can be daunting, and understanding the factors that may increase […]

September 20, 2023

What is the 4% Rule in Retirement Planning?

Retirement planning is a critical aspect of financial security in our later years. It’s a complex puzzle involving many variables, including savings, investments, Social Security benefits, etc. One popular guideline that has gained prominence in recent years is the “4% rule.” In this article, we’ll explore the 4% rule in retirement planning and its reliability. […]

September 7, 2023

Do I Need to Worry About Being Audited? Navigating the Maze of Tax Audits

Tax season inevitably brings with it a sense of trepidation and uncertainty. Many of us sigh with relief once our taxes are filed, but that small voice inside keeps asking, “What if I get audited?” The word “audit” conjures images of complex financial scrutiny and potential penalties, instilling fear in even the most diligent taxpayer. […]

August 23, 2023

What is a good monthly retirement income?

Retirement is a significant milestone that marks the culmination of a lifetime of hard work and dedication. As individuals approach this phase of life, a critical question arises: what constitutes a good monthly retirement income? While the answer may vary depending on individual circumstances and goals, the essence remains: a retirement income that provides financial […]

August 9, 2023

Navigating the Best Strategies for Retirement Planning

Retirement planning is a journey that requires careful consideration and proactive steps to ensure a financially secure future. With longer life expectancies and evolving economic landscapes, the importance of a well-thought-out retirement plan cannot be overstated. This article explores various approaches to retirement planning and provides insights into the best strategies to pave the way […]

July 26, 2023

Understanding the Purpose and Impact of Taxation

Taxation is integral to the social contract between citizens and their government. It represents a collective commitment to fund essential public services, infrastructure, and social welfare programs. Beyond being a financial obligation, taxation reflects society’s values and priorities. In this article, we will explore the purpose and impact of tax, shedding light on its role […]

June 22, 2023

The Tax Puzzle: Uncovering Low Tax Bills in the US

The US tax landscape is a labyrinthine puzzle, with varying tax obligations among different entities. Within this intricate system, certain entities have managed to navigate the complexities and emerge with surprisingly low tax bills. In this article, we embark on an enlightening journey to unravel the entities that have successfully minimized their tax liabilities, shedding […]

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